If a stranger owes you money—maybe from a poker game, a bet, or a casual loan—getting that cash back can feel like a full‑blown detective case. The first thing to do is document everything: keep text messages, emails, or any written proof of the debt. A clear trail of communication is your strongest evidence if you need to involve a lawyer or a small‑claims court. Next, try a calm, face‑to‑face conversation. Most people are willing to pay up when confronted politely and with proof. If that fails, send a formal written demand letter—this shows you’re serious and gives the debtor a final chance to settle. Should the stranger still refuse, you can file a claim in small‑claims court; the process is straightforward, inexpensive, and usually resolves within a few months.
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